*The Set to Save program requires a First Citizens checking account and a Market Rate Savings account. After 12 consecutive monthly transfers of at least $25 from your First Citizens checking account to your Market Rate Savings account, and providing your current savings balance is $300 or greater at that time, First Citizens will credit $50 to your savings account. Your checking and savings accounts must be in good standing to earn the $50 credit. To the extent required by law, First Citizens will report the credited amount to the IRS on Form 1099; taxes are the responsibility of the account holder. The minimum monthly balance requirement on Market Rate Savings will be waived for the first 12 months. As of 9/1/2009, the Annual Percentage Yield (APY) for Market Rate Savings accounts opened in SC is 0.15% APY and the APY for Market Rate Savings accounts opened in GA is 0.20% APY. APYs are subject to change. Offer good only for new Market Rate Savings accounts opened May 13 - December 31, 2009. Your first monthly transfer must occur within 30 days of account opening. This offer cannot be combined with any other checking or savings offer. Personal accounts only.
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