First Citizens Visa® Check Card

The fast, convenient and safe way to pay

The Visa Check Card is a type of "debit" card that looks similar to a credit card but acts like a check because the purchase amount is deducted from your First Citizens checking account. Your Check Card is also your ATM card.

  • More convenient than writing checks, and safer than carrying cash
  • Accepted at millions of merchant locations worldwide
  • No need to use your PIN — just sign as you would for any Visa card
  • Simplify your record-keeping — your monthly checking statement provides you with a detailed record of all your transactions
  • You can enroll your card in Visa® Extras to earn reward points
  • And remember, no matter where you're shopping, you can feel confident with Visa's special security and protection programs