Free Checking and Student Checking

All the extras, none of the hassles

Free Checking and Student Checking make it easy to manage your money with features like...

Student Checking offers all the benefits of Free Checking, plus:

  • No minimum opening balance (with valid student ID)
  • Three transactions per statement cycle at other bank's ATMs with no First Citizens fee3
  • Parents can make deposits into their student's account at any First Citizens branch

1 For customers age 18 and up.

2 No monthly service fee and no fee per bill payment.

3 When you make a transaction, including a balance inquiry, at an ATM not owned by First Citizens, you may be charged a fee by the ATM owner or operator.