Checking Accounts at a Glance
| Your Options | Free Checking Student Checking | Option Checking | Option Rate Checking | Relationship Checking | Senior Relationship Checking |
|---|---|---|---|---|---|
| Interest Earning | NO | NO | YES | YES | OPTIONAL |
| Daily Balance Requirement | $0 No minimum balance | $250 minimum daily balance OR $500 minimum daily balance in savings | $500 minimum daily balance OR $1000 average daily balance; OR $1,000 minimum daily balance in savings | $2,500 minimum daily balance in checking OR savings; $10,000 combined deposits OR $10,000 HELOC OR $25,000 in qualifying loan balances | $300 minimum daily balance OR $600 minimum daily balance in savings |
| Monthly Maintenance Fee if below daily balance requirement | $0 | $5.00 | $6.00 | $15.00 | $5.00 |
| Per-debit Fee if below daily balance requirement | $0 | $0.35 | $0.35 | $0 | $0 |
| Additional Features | Free Checking Student Checking | Option Checking | Option Rate Checking | Relationship Checking | Senior Relationship Checking |
| Online Banking and Bill Pay | FREE | FREE | FREE | FREE | FREE |
| Visa® Check Card with Visa Extras | FREE | FREE | FREE | FREE | FREE |
| Overdraft Protection | Not available on Free Checking | Available | Available | Available | Available |
| Check Safekeeping | FREE | FREE | FREE | FREE | FREE |
| Traveler's Checks | No issuance fee | No issuance fee | |||
| Official Checks | No issuance fee on up to three per month | No issuance fee on up to three per month | |||
| Safe Deposit Box | FREE rental on 3x5 box | $15 annual discount on rental of any size box | |||
| Notary Services | FREE | FREE | |||
| Preferred Rates on Loans and Deposits | YES | YES | |||
| Free Checks | YES (wallet style) | YES (wallet style) | |||
| Check Image Statement | $2 monthly charge | FREE | FREE | FREE | FREE |
| Apply Now | Apply Now | Apply Now | Apply Now | Apply Now |