Your Health and Welfare

Medical Coverage

• Two medical plans are offered
• One option is a high-deductible plan featuring a health savings account and the other features copays
• Prescription drug benefits are available with both options
• Coverage available to benefits-eligible associates and their dependents
• Coverage begins on the first day of active employment

Dental

• Two dental options are offered
• Preventive care is provided at 100% coverage with no deductible on both plans
• Coverage available to benefits-eligible associates and their dependents
• Coverage begins on the first day of active employment
• Orthodontia is covered up to $1,000 (lifetime) for dependents under age 19 with high option plan

Vision

• Voluntary benefit that covers eye exams, lenses or contacts every 12 months and frames every 24 months
• Coverage available to benefits-eligible associates and their dependents

Short-term Disability (STD) Salary Continuation

• Available to eligible associates after 90 days of active employment
• Coverage provided at no cost to the associate
• Temporarily disabled associates may receive up to 100% of base pay, for a maximum benefit duration of 12 weeks

Long-term Disability (LTD) Insurance

• Automatic enrollment for benefits eligible associates after 90 days of employment
• Coverage provided at no cost to the associate through a salary gross up
• Benefit is 60% of base salary

Cancer and Specified Disease Insurance

• Benefits are paid directly to associate
• Annual wellness benefit offered
• Coverage available to benefits eligible associates and their dependents

Long-term Care Insurance

• Guaranteed issue coverage for benefits eligible associates as at initial eligibility
• Coverage is portable
• Coverage is also available to dependents and extended family members such as parents and grandparents (Evidence of Insurability required)