Premium Plus Savings

Want to make the most of your business' extra funds? Then our Premium Plus Savings account could be the perfect fit. Tiered rates mean the higher your balance, the higher your interest rate may be.

  • Daily compounding interest with a tiered interest rate structure
  • Convenient online and ATM1 access
  • Unlimited withdrawals in person or at the ATM1
  • Free Business Online Banking
  • No monthly maintenance fee if you maintain a $10,000 minimum daily balance. The minimum opening deposit is $10,000.

To keep your business' money working hard for you, contact us at 1-888-612-4444 or stop by your local Branch Office.

1 In order to have ATM access to your savings account, you must also have a checking account with us.

You may make unlimited withdrawals by mail, in person at a First Citizens Branch or through an automated teller machine (ATM). No more than a total of 6 transfers and withdrawals may be made during a monthly statement cycle, from one account to another account you have with us, by means of a pre-authorized, automatic or telephonic transfer or electronic transmission (including transfers initiated online). A maximum of 3 of the 6 allowable transfers/withdrawals may be made payable to a third party. Payments, withdrawals or transfers to pay First Citizens Bank loan or credit card payments are allowed and not restricted.

Repeated violations of the federally set limit may result in closure of the account and the bank reserves the right to prevent transfers which exceed the limits stated above. Fees may apply per item in excess of the federally allowed limit.