Business Online Banking Advantage

Managing your First Citizens accounts is easy and convenient via the Internet. That's the power of Business Online Banking Advantage.

With Business Online Banking Advantage you can:

• Check balances on all business accounts — including business credit card accounts, lines of credit and commercial and installment loans
• Make payments on loans, lines of credit and credit cards
• Obtain images of checks, return items, deposit tickets and deposited items
• View same-day transactions, including Automated Clearing House (ACH), controlled disbursement, lockbox and wire transfers
• Review real-time deposit and debit updates
• Access your account history for the previous 13 months
• Obtain up-to-date credit card information including current balance, minimum payment due, pending transactions, posted transactions since last statement, and statements for the previous six months
• Originate ACH single-item and batch entries for direct deposit of payroll, vendor payments and preauthorized drafts
• Initiate international and domestic wire transfers
• View and disposition positive pay exception items
• Receive e-mail alerts of transactions and events specified by you
• Input manual check issues, and much more

You will also have access to tools such as Online Quick Reference Guides, detailed User Guides and Demos that will make your online banking experience easy, efficient and enjoyable. If you ever have a question or concern, you can communicate directly with a First Citizens Representative.

To put this time-saving technology to work for you, contact the First Citizens Cash Management Division at 1-866-733-2501 Monday through Friday, 8:30 a.m. to 5:00 p.m.