Business Relationship Checking

A First Citizens Business Relationship Checking account is designed for companies with moderate account balances and transaction volumes. With a minimum opening deposit of just $100, you'll enjoy a premium package that includes...

  • No monthly maintenance fee when you maintain the minimum account balance requirements1
  • No per item fee with 1,000 items or less per month2
  • FREE Business Online Banking with Bill Pay
  • FREE VISA® Business Check Card3
  • FREE initial order of standard business checks
  • FREE initial box of disposable night deposit bags
  • A $30 credit toward a safe deposit box for one year
  • The convenience of a detailed, itemized monthly statement

You can also take advantage of our optional Business Sweep service, in which excess funds are invested overnight — and the amount (plus interest) is "swept" back into your account the next morning.

In addition, Personal Relationship Checking is available without the account qualifiers for the authorized signers of the Business Relationship Checking Account.

To take your business to the next level of financial flexibility, contact us at 1-888-612-4444 or stop by your local Branch Office.

1 To avoid the monthly maintenance fee of $29 you must maintain a $10,000 average checking balance or minimum daily aggregate balance in Business Relationship Checking, savings, CDs and Money Market Accounts.

2 Items in excess of 1000 (debits/deposits/items deposited) per statement cycle are subject to a $0.30 fee per item.

3 Subject to eligibility requirements.

Swept funds are:
Not FDIC Insured Not Bank Guaranteed May Lose Value