A Tradition of Strength and Stability

First Citizens has a long and proud history of growth and prosperity in South Carolina and Georgia. A predominantly family-owned and privately-run company, First Citizens is well-capitalized, conservative in our business decisions, highly principled and loyal to our customers and the communities we serve.

As a First Citizens customer, you can have confidence in our financial strength and stability. We think the facts tell our story best, so here is some important information we’d like you to know.

Sustained Strong Performance

Despite the economic challenges of the past few years, First Citizens maintained a stable financial position. We remained focused on our core lines of business and were vigilant in managing expenses. When compared with banks of similar size, First Citizens outperforms our peers in earnings, credit quality and other key metrics.

Well Capitalized

All of First Citizens’ capital ratios improved during 2009. First Citizens continues to be rated “Well Capitalized,” the highest and best risk-based classification given to banks by the FDIC.

Consistent Growth

First Citizens is a subsidiary of First Citizens Bancorporation, Inc., a two-bank holding company which includes First Citizens Bank and Trust Company, Inc. and The Exchange Bank of S.C., Inc. Our total assets increased from $7.02 billion as of Dec. 31, 2008, to $8.4 billion as of December 31, 2009.

Interested in learning more?

For more details on our strong performance and financial health, please click on the links below.

Peer Bank Comparison Chart
Financial Commentaries and Annual Reports